Need an appraisal in Orange or Seminole County?

The top seven reasons why FL homeowners hire Appraisals 101, LLC:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. To lower a mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. Settle an estate in FL by determining the true market value of property in question

Do you own a home in or near Orlando? Do you need help determining the value of your real estate?
Contact Appraisals 101, LLC.

We at Appraisals 101, LLC understand the unique needs of a customer seeking appraisal services. Our regular business clients are used to the appraisal process and the customary "products" we deliver to them. Being a regular homeowner that probably doesn't look at appraisals on a regular basis,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value conclusion than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Appraisals 101, LLC, we're qualified in helping customers just like you delete unneeded and unwanted PMI insurance.

Challenging the County's assessment of your property

Lets say your home is not appreciating as much as other houses close by -- your local tax assessor may have your home overvalued. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. An appraisal report from Appraisals 101, LLC is your number one weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your home is close to a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Appraisals 101, LLC can provide you with a professional appraisal that will help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you'd like to have a professional double-check it for accuracy or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your house.